Defaulted Student Loans Consolidation Progam


Asgard Financial allows you to combine one or more of your defaulted student loans into a new loan. This process offers you several advantages.

Get out of default
Consolidating your defaulted loans into a new loan will show that your old defaulted loans have been paid in full. You will sign a new promissory note, and be able to start from scratch!

Avoid / remove garnishments
With your loans now out of default, you will not need to fear having your wages garnished. If you are already being garnished, we have a special program (the Asgard Student Loan Consolidation Program ® + Garnishment Removal) that will both get your current loans out of default (see above) and remove your current garnishments.

One lender and one monthly payment
With only one lender to deal with and one monthly bill, you will find it easier than ever to manage your debt.

No minimum or maximum loan amounts or fees
The lender does not exclude anyone based on the size of their loan debt! In addition, you only pay us a small (and guaranteed) origination fee.

Flexible repayment options
The lender provides four convenient and hassle-free ways to repay your new loan including an Income Contingent Repayment Plan. These plans are designed to be flexible to meet the different and changing needs of the borrowers.

Varied deferment options
Your new loan comes with several deferment options.

Retention of subsidy benefits
Your subsidized loans retain their subsidy benefits when they are consolidated.
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Your Satisfaction

Our consulting work is back by the Asgard Total Satisfaction Guarantee.
Radio Interviews
Listen to our interview with WVON-AM 1690 in Chicago!

Interview Part 1
Interview Part 2
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